Overseas Student Health Cover (OSHC)

In addition to university fees and accommodation, overseas students studying in Australia must cover medical and hospital fees. Your health is just as important as your academic ambitions. International students, however, do not have access to Medicare. Instead, a specific health policy known as OSHC, or Overseas Student Health Cover, has been established in Australia for international applicants.
OSHC is an international student health insurance policy that covers medical and hospital expenses. To be considered eligible for medical expenditures coverage while in Australia, the applicant must obtain this health policy.
The international student applicant and any dependents, if any, must get a health insurance policy that covers the duration of the academic term.
Students who have enrolled in courses lasting three months or fewer can obtain a tourist visa as well as a private international student insurance program that covers this time.

OSHC is required for both the applicant and the dependent. So, a single health policy can cover a single applicant, while a dependent couple or a few family members will need a ‘couple insurance’ or ‘family health cover’. The policy must be taken from an approved health insurance provider.

OSHC has a set of minimum requirements during its application. Expert Education has a team to help and guide you with an international student health cover best suited to your requirements. 

Choosing the right policy with relevant benefits and the best price is vital to our clients. Expert Education is partnered with the most popular health insurance providers such as BUPA, Medibank, AHM, NIB and Allianz Care Australia, giving you the flexibility to take the health cover of your choice at a highly competitive price.

Also, OSHC does not pay for general treatments such as optical, dental, or physiotherapy. Covering these supporting treatments may entail acquiring OSHC Extras. An OSHC provider or an Australian private health insurer can provide you with this policy. 

It is crucial to note that OSHC also covers COVID-19 related illnesses. Primarily, these illnesses are categorised under lung and chest, kidney and bladder, and dialysis for chronic kidney failure.
Please speak to our consultants today to get the right health insurance policy.


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